Jerry Fetta- Mind Over Money

I had a client say to me the other day “my biggest win is realizing that I do not have to win the lottery or create a new invention to build wealth.” I didn’t think much of it, but for some reason it stuck with me. I later realized that this was the same exact mindset I had up until about age 21 or 22. Do you know what I mean? The feeling that money wasn’t up to us and it rested on the right circumstances aligning. I believed getting wealthy was like being struck by financial lightning. I want to tell my story of how I took responsibility of my finances so that I could create wealth for myself and gain control of my life.

Now, I treat money like oxygen. My mindset is if I want money I go get some. If I don’t want money, I get rid of it without consideration. Earning income is the same effort to me as spending money and I don’t believe there is a shortage of either one. I’m in charge of it. But I didn’t start this way and I’m not perfect yet either. I want to share with you my money mindset and how I developed it to where I am.

Finding money is luck. That was my mindset at the age of 12. I was walking on the side of the road in Big Lake, Alaska with my two brothers. This is where I grew up and I walked this same trail dozens of times. Big Lake was a small town of maybe 5,000 on a good weekend and there are ATV trails basically everywhere. I was out one Sunday night walking and I spotted money! I couldn’t believe it! Money was hard to come by. I didn’t think it was real. As I approached, my inner-confusion grew because it appeared more and more like it was real. I picked it up and counted $42 of real money. This was the most money I’d ever held. I was with my brothers, but I was the only one who found it, I delightfully realized the find was mine. I had $42 that I could spend any way I wanted. I began thinking of what I could buy. There was a sweet pair of jeans with a dragon on them (I didn’t get new jeans often) at Wal Mart and I’d been eying those for a few weeks. I could buy those…but they are $28. I quickly realized how quickly my $42 would be used up. So what did I do? I hoarded it because I knew once it was gone it was gone. I had no responsibility over my money. I did not believe I could duplicate the $42 once it was spent.

Stealing money. Around the same age, at my dad’s house, we had a fish bowl that my family would fill with coins. Anytime there was pocket change, my brothers, my dad, and I would throw it in the fish bowl. It was probably a gallon sized bowl and we would often fill it halfway to three-quarters full with coins. This was our fishing money. Every year we would go to Seward, Alaska and go fishing for a few days and this was the money we’d use for our trips. The only problem was that my brothers and I would sneak change out of the bowl throughout the year to buy basketball cards. Why? Because I wasn’t taking responsibility for earning income. I believed that money was in a shortage and I couldn’t earn my own so I had to steal from what was easily visible to me, which happened to belong to others.

Earning money from cheap people. As I grew older, I had a pizza delivery job. I delivered pizza Tuesday through Saturday. I earned $8 an hour plus $1.25 gas reimbursement and tips. I quickly learned that this game was about having multiple pizzas in my car at all times and getting tipped. At $8 an hour, I couldn’t work enough hours to earn what I wanted to earn. So I had to rely on stacking orders to get the $1.25 reimbursements and then hope I could get tipped. I’d go to the door and hope they’d tip. I remember that was all I was thinking at the door. “Please tip. Please tip. Please tip.” It got to the point that I was in so much angst about it that I couldn’t bring myself to look at the receipt until I got to the car. Some would tip, but most would not. I thought these people were just cheap and didn’t appreciated work. It was their fault. In reality, I had learned that money came from other people, but I still had not taken responsibility for adding enough value for them to give it to me.

Why am I sharing this? Because your mindset, just like mine, will determine your money. You’re either hoping you get “struck” by money, you’re trying to steal it in one way or another, or you’re earning it in very small amounts and it’s everyone else’s fault. This pretty much sums up the three groups you could be in. There is a fourth group. This group takes full responsibility for their money. This group earns what they want when they want and spends what they want when they want. I’m in this group and I want you to be in this group. Why? So that you can be bigger than money.

You were not created to spend 40 hours per week serving the 40 year to life sentence, trading your time for money just to barley make it and always be worrying about a piece of paper. 

I believe you were made for greatness. Part of you achieving your greatness is confronting where you are. I want to help you do that. I’m offering a FREE Wealth Potential Analysis (WPA) to anyone who is ready to confront their finances. This 37 question assessment will ask the hard questions about your finances. A member of my team will walk you through the assessment on a free 15 minute consultation and provide you with your score. Click here to schedule your free Wealth Potential Analysis!

Own Your Potential,

Jerry Fetta

Grant Cardone Certified Coach

Jerry Fetta helps his clients make money, keep it, and multiply it.

He believes everyone should own their potential. He believes you were not created to spend 40+ hours per week serving the 40-year-to-life sentence trading your precious time for money just to live in mediocrity.

However, the truth is that time and money must be exchanged. It just doesn’t need to be you making the exchange.

Jerry helps his clients create wealth that exchanges time and money on their behalf.

His clients see a 30% increase in income, a guaranteed increase in savings rate, and 8-12% fixed annual returns on their assets in the 1st 90 days of working with him.

To get started, go to

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