How To Use Life Insurance To Invest- Jerry Fetta | Grant Cardone TV
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How To Use Life Insurance To Invest- Jerry Fetta

My favorite place to hold money for investing is life insurance. That’s a known fact. This all stems from my theory on how investing should work and the types of things people should invest in. I will break down just how to use life insurance for your investments so that you can see the benefit of setting up a Sacred Account with my company.

First, let’s all agree that you should be investing. First in yourself and your ability to generate income. That is of chief importance and the only thing that will give you the capital you need to put money into investments. So there are 3 points here:

  1. You need to earn income enough to save.
  2. You need to save your extra income somewhere.
  3. You need to invest in it.

We all agree on the 1st point of needing to earn income. That’s irrefutable.

Now I want to handle the 3rd point so that the 2nd point can be looked at in the correct perspective.

Investing. At its root, it means “to clothe your capital”. Meaning, you will be putting your money into something, like clothing does for a person, the investment will clothe your money.

Outside of that, I won’t put out the question of why a person would invest. There is one reason to invest: to earn passive income. Why? Because it will break the cycle of you trading time for money. Think about it, you’ll always have to trade your time to get money unless you find a way to not have to. So that means you invest in income-producing assets that pay you monthly, and when you get enough of these they pay your expenses and you don’t have to work for money any longer. We don’t invest for speculation or appreciation. Why? Because those things are not guaranteed and they don’t replace your income.

So you’re going to make money, put it somewhere, and then take it from that somewhere to put it in investments that pay you monthly.

If you save in a bank, they pay you nothing and when you withdraw the money, it leaves the account and you don’t make anything off it from the account because it’s not there to make money, and even if it were the bank would only pay you .10% anyways.

So here’s the deal with the life insurance: you put the money in the life insurance just like the bank, but the life insurance pays a 6-8% dividend unlike the bank, is tax-free, and also keeps paying you interest even after you withdrew your money. Let me say that again, even after you’ve taken your money out of the account for an investment deal, the life insurance will keep paying you interest like you never withdrew it.

Let me break this down. When you take out your funds, you don’t take out your funds. Instead, you take a loan from the insurance company, for the dollar amount you’d like, and you use your account as collateral. This is called collateralizing. You now have access to the funds, but your money is still in the account growing. So you go do a deal that pays you 8-12%, and meanwhile, you’re also still earning money in the account simultaneously. You see, the bank doesn’t do this because when you withdraw the money it is gone.

Let’s recap this. With life insurance, it has better growth and tax advantages than the bank does, but they also keep paying you even when you’re using the money for deals.

If you would like to learn more about this plan, click here and I will provide you with more information.

Own Your Potential,

Jerry Fetta

Grant Cardone Certified Coach

Jerry Fetta helps his clients build wealth so that they can eradicate poverty in their own lives and own their potential.

He believes scarcity and abundance cannot co-exist and that the way to end poverty is to help you build wealth.

You were not created to spend 40+ hours per week serving the 40-year-to-life sentence trading your precious time for money just to live in mediocrity.

However, the truth is that time and money must be exchanged. It just doesn’t need to be you making the exchange.

Jerry helps his clients create wealth that exchanges time and money on their behalf. The only way to do this is to make more money, keep it, and then multiply it.

He has helped clients double their income, save $100,000 tax-free, and secure 8-12% fixed annual returns on their assets.

To get started, go to