Do You Want to Work Until You Are 80?
The workforce in America is aging. If you look at the statistics, more and more older people are working longer into what used to be considered the age of retirement. The need for older Americans to keep working long after age 65 will continue to rise because of the economic conditions so many people face.
Have you ever looked up the word economics? Economics means basically managing a household. Many people in life are managing leftovers. They take whatever job is leftover in the market, whatever education is left over from their debt, whatever money is leftover, and they continually manage whatever resources are available in their budget.
You have to set up your own economy.
Do you manage your spending based on what you have rather than what you want and can get? When you don’t have any money to manage, it’s simple—get money. If you are satisfied with $50K a year, you may not retire from the job you hate at 65. Look at the growing trend that’s happening:
People are working longer. By 2022, it’s projected that 31.9% of those ages 65 to 74 will still be working, up from around 17% in 1992. What’s interesting is that young people are delaying entering the workforce—77% of 20-24-year-olds were in the workforce in 1992, and that number has been continually dropping. By 2022 only 67% of 20-24-year-olds will be working. The major reason noted for the decrease has been an increase in school attendance (while we have $1.2 trillion in student debt in 2016).
Related: How to Pitch Over and Over Again
Going to college is no guarantee of financial success. Your economy, no matter your age, is dependent on your skills and hustle. You can’t have all hustle and no skills, but neither can you succeed big by having skills and goofing off 3 afternoons a week. If you want the option in the future to retire when you want to and on your own terms, you need to get obsessed with increasing your income now.
Don’t settle for leftovers.
If you don’t go and get what you want out of the marketplace, you will be paid a small amount for your time, trading your hours for dollars. That is a difficult way to save much for any kind of retirement. It’s an eat-what-you-can-kill economy and you need to be like a hungry-dog-on-the-back-of-a-meat-truck.
Get great at sales and there is no limit on the money you can earn.
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